Home / Job Seekers / Parwaaz Card
Parwaaz Card: an interest-free loan for your overseas job
The Government of Punjab’s Parwaaz Card helps people with a confirmed overseas job offer pay their pre-departure costs. Simba International is a registered Parwaaz Card partner OEP — get your job offer through us and we’ll help you apply.
Interest-freeUp to Rs 1 millionThrough Bank of Punjab✓ Simba: registered partner OEP
WHAT THE LOAN COVERS
Your pre-departure costs, financed
✓
Visa processing & stamping
✓
GAMCA medical
✓
Protector & emigration fees
✓
Air ticket
✓
Skill-verification tests
✓
OEP service charges
The final loan amount depends on your approved expenses. Limits and registration dates are set by PSDF — always check the official portal.
WHO CAN APPLY
Eligibility
- Resident of Punjab
- 18 years or older
- Valid CNIC
- Confirmed overseas job offer from an employer or licensed OEP
HOW IT WORKS WITH SIMBA
From job offer to boarding — financed
01
Get your job offer
Submit your CV. When an employer selects you, Simba issues your job offer as a licensed OEP.
02
Apply on the portal
Register on the official Parwaaz portal with your CNIC and job offer — we help you prepare documents.
03
PSDF review
PSDF verifies your application and informs you of the decision.
04
Bank of Punjab loan
Visit the designated branch to complete the loan. Costs like visa, tickets and OEP charges are paid from it.
05
Briefing & departure
We complete your protector, briefing and travel — then you fly to your new job.
QUESTIONS
Parwaaz Card questions
Is the Parwaaz Card free money?
No. It is an interest-free loan. You repay the amount you borrowed, without interest, on the terms set by the Bank of Punjab once you are working abroad.
Can I apply without a job offer?
No. You need a confirmed overseas job offer from an employer or a licensed Overseas Employment Promoter (OEP). Simba International is a licensed OEP (OP&HRD/5054/LHR/2024) — submit your CV and we will match you to vacancies.
How is the loan paid out?
After PSDF accepts your application, you apply at a designated Bank of Punjab branch. Part of the loan is released first, and the rest is used to pay directly for costs such as visa stamping, visa fees, OEP charges and air tickets, with receipts uploaded on the portal.
Does Simba decide who gets the loan?
No. PSDF reviews applications and the Bank of Punjab approves and disburses the loan. We provide your job offer and help you prepare your documents and application.
Step one is a job offer. We can help with that.
Register your CV and tick “Parwaaz Card financing” — our team will match you to jobs and guide your application.
Parwaaz Card is a Government of Punjab scheme run by the Punjab Skills Development Fund (PSDF) with the Bank of Punjab. Loan approval and terms are decided by PSDF and the bank, not by Simba International.